The XRP Ledger is a decentralized network optimized for fast, low-cost digital asset transactions. XRP, its native cryptocurrency, ranks among the top crypto assets with a market cap of $185 billion. As XRP gains traction, selecting the right wallet—whether cold (offline) or hot (online)—is critical for security and usability. This guide reviews the top 7 XRP wallets, balancing security, convenience, and advanced features.
Top 7 XRP Wallets for 2025
- Ledger – Best cold wallet for XRP
- Trezor Model T – Open-source cold storage
- Tangem – Credit-card-shaped cold wallet
- SafePal S1 Pro – Hardware wallet with color screen
- Xaman – Best hot wallet for XRP
- Trust Wallet – Multi-currency mobile wallet
- GateHub – XRP-focused wallet with DEX support
Detailed Breakdown of the Best XRP Wallets
1. Ledger – Best Cold Wallet for XRP
Highlights:
- Security: EAL5+ certified Secure Element chip.
- Compatibility: Supports 5,500+ cryptocurrencies.
- Models: Nano S Plus (USB) or Nano X (Bluetooth).
Ledger devices isolate private keys from internet-connected devices, ensuring robust protection against hacks. Ideal for long-term XRP holders.
2. Trezor Model T – Open-Source Cold Storage
Highlights:
- Shamir Backup: Splits recovery phrases for enhanced security.
- Touchscreen: Streamlines navigation.
Note: Only the Model T supports XRP (Model One lacks compatibility).
3. Tangem – Credit-Card Cold Wallet
Highlights:
- NFC-enabled: Works with smartphones.
- Portable: Card-sized design.
- Security: EAL6+ certified.
Tangem’s minimalist approach appeals to users prioritizing ease of use and portability.
4. SafePal S1 Pro – Hardware Wallet with Color Screen
Highlights:
- Large Display: Intuitive touch interface.
- Supported Assets: 100+ blockchains.
- Secure Chip: CC EAL5+ (same as Ledger).
A budget-friendly alternative to premium cold wallets.
5. Xaman – Best Hot Wallet for XRP
Highlights:
- XRP Ledger Focus: Built-in DEX support.
- Non-Custodial: Full user control over keys.
Best for active traders needing seamless XRP transactions.
6. Trust Wallet – Multi-Currency Mobile Wallet
Highlights:
- Broad Compatibility: Supports XRP and thousands of other tokens.
- Security: Biometric/PIN protection.
Ideal for diversified crypto portfolios.
7. GateHub – XRP Wallet with DEX Integration
Highlights:
- XRP Ecosystem Tools: Native DEX trading.
- Insurance Option: Wallet Protect subscription.
Suits advanced users leveraging XRP’s decentralized features.
FAQs
Q: Which wallet is safest for long-term XRP storage?
A: Ledger or Trezor Model T—cold wallets offer unmatched security.
Q: Can I stake XRP in these wallets?
A: XRP doesn’t support staking, but wallets like GateHub enable DEX trading.
Q: Is Trust Wallet suitable for beginners?
A: Yes, its intuitive interface and multi-asset support make it beginner-friendly.
Q: Does Tangem require batteries?
A: No—it’s powered via NFC when paired with a device.
Final Thoughts
Choosing between cold and hot wallets depends on your needs:
- Cold Wallets (Ledger, Trezor): Maximum security for passive holders.
- Hot Wallets (Xaman, Trust Wallet): Convenience for active traders.
For deeper XRP engagement, explore XRP airdrops to maximize your holdings.
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