Withdrawing USD from your OKX account to your bank via Bank Transfer (ACH) is a straightforward process designed for US customers in eligible states. Follow this step-by-step guide to complete your withdrawal seamlessly.
How to Make a USD Withdrawal via Bank Transfer (ACH)
Web Instructions
- Log in to your OKX account at okx.com and navigate to Assets > Withdraw.
- Select Bank Transfer (ACH) and click + Add Account to link your bank via Plaid (OKX's secure partner for instant bank verification).
👉 Learn more about Plaid's security features - Confirm your bank details through Plaid’s interface.
- Enter the withdrawal amount and click Preview to review the transaction.
- Finalize by clicking Withdraw.
Mobile App Instructions
- Open the OKX app, go to Portfolio > Withdraw > Withdraw USD.
- Choose Bank Transfer (ACH) and tap + Add Account to link your bank via Plaid.
- After verification, input the amount and select Preview.
- Enter your authentication code (SMS/2FA) and confirm the withdrawal.
Important Notes
- Ensure the name on your OKX account matches your bank account to avoid delays.
- Withdrawals typically take 3–5 business days to reflect in your bank.
- Funds deposited via ACH may temporarily be unavailable for withdrawal during verification.
FAQ
1. Why don’t I see the "Withdraw USD" option?
Cash withdrawals are region-specific due to local regulations.
2. Can I withdraw if bank verification fails?
No—successful account ownership verification is required.
3. How do I check withdrawal history?
Navigate to All Withdrawals under the withdrawal page (web/app).
4. When will my money arrive?
You’ll receive an email once funds leave OKX; bank processing takes 3–5 days.
5. Why can’t I withdraw my full balance?
ACH deposits have a brief holding period for security checks.
6. Where do I view withdrawal limits?
Click the information icon on the withdrawal page for details.
👉 Start withdrawing USD securely today
Tip: For faster transactions, verify your bank details beforehand and monitor your email for status updates.