Introduction to XRP Address Types
XRP wallets support two distinct address formats: BIP44 and non-BIP44. These are differentiated by their derivation paths and compatibility with wallet standards. Understanding these types ensures proper asset management and interoperability across platforms.
Key Differences:
- BIP44 Addresses: Follow the industry-standard BIP44 derivation path (
m/44'/144'/0'), widely adopted by modern multi-chain wallets. - Non-BIP44 Addresses: Use legacy paths (e.g.,
m/0') from early XRP wallet implementations.
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Why Both Address Types Exist
Historical Context:
- Early XRP wallets predated BIP44 standardization.
- Modern wallets (e.g., Trust Wallet, Ledger) adopted BIP44 for consistency.
Compatibility:
- Wallets like ELLIPAL initially used non-BIP44 but now support both.
- Each address type operates as a separate account, requiring a 10 XRP reserve per address.
Seed Phrase and Passphrase Behavior
| Factor | BIP44 Address | Non-BIP44 Address |
|------------------|-------------------|-----------------------|
| Seed Phrase | Affects address | Affects address |
| Passphrase | Changes address | No impact |
Example: Using a passphrase with a BIP44 address generates a new account, while non-BIP44 remains unchanged.
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How to Switch Between Address Types
ELLIPAL’s app (v4.0.0+) allows toggling:
- Navigate to Wallet Settings.
- Select XRP Address Type.
- Choose BIP44 or Non-BIP44.
Recovering Non-BIP44 Addresses
Use any BIP39-compatible wallet (e.g., Exodus, Atomic Wallet) with:
- Original seed phrase.
- Passphrase (if previously set).
Note: Funds remain accessible as long as the seed phrase is preserved.
FAQs
1. Can I merge BIP44 and non-BIP44 XRP accounts?
No—each address type functions as an independent account with separate reserves.
2. Will changing my passphrase affect my non-BIP44 XRP?
No. Only BIP44 addresses are passphrase-sensitive.
3. Which address type should I use?
- BIP44: Preferred for compatibility with modern wallets.
- Non-BIP44: Necessary for recovering legacy accounts.
4. How do I check my XRP address type?
Inspect the derivation path in your wallet settings or consult your wallet’s documentation.
Conclusion
Understanding BIP44 and non-BIP44 XRP addresses ensures seamless asset management and recovery. Always verify your wallet’s supported standards and backup your seed phrase securely.
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